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I'm not convinced that SMS banking is sufficiently different to merit its own article at this point. I think we could expand this article with deeper discussions around the different platforms and types of mobile banking, including SMS, application, etc. I have added the suggested merge to both pages, and hope to hear from other editors what they think about this merge. --Karl.brown (talk) 17:58, 10 April 2009 (UTC)
The article as originally formatted looked as though there is a possibility that it was made by copy and paste from elsewhere. Anyone care to check whether there is a Wikipedia:copyvio? DFH 19:30, 2 February 2007 (UTC)
Yes, it seems so. Much of the contect seems to have been directly lifted from this paper: http://www.infogile.com/pdf/Mobile_Banking.pdf 195.74.69.18 (talk) 11:55, 15 July 2009 (UTC)
In the Interoperability Section it says the following:
Many protocols are being used for mobile banking – HTML, WAP, SOAP, XML to name a few.
HTML and XML aren't protocols though, they're languages. (Hint: the protocols end in P, the languages end in L).
Any suggestions for a new noun in place of "protocols"? "Technologies"?
209.103.225.131 14:57, 6 July 2007 (UTC)
What about "Standards"? Sosh (talk) 13:01, 24 June 2008 (UTC)
Looks like it needs cleaning out. Comments? Dlohcierekim 14:39, 17 March 2008 (UTC)
I publish a blog on the topic of Mobile Banking and my link has been removed. My blog does not contain advertising and does not promote any particular vendor or solution. Is there a way to have my link added back? If you visit www.brandonmcgee.blogspot.com I believe you will see that there is real value for the reader.Mcgee0518 (talk) 02:46, 2 August 2008 (UTC)
This page is regularly being spammed, which is reducing the usefulness of the article. One company in particular is adding semi-relevant 'advertorial' which calls into question all of the content on the page. Most of this is coming from anonymous accounts - is disabling edits from anonymous accounts an option? Sosh (talk) 08:16, 3 July 2008 (UTC)
Hi, I'd like to invite interested parties to comment in the discussion page of the article List of mobile banking vendors that I created (and which is linked to from this page). It is being marked for deletion as some have questioned it's usefulness - I disagree and would be interested knowing what others (especially those interested in this mobile banking article) think. —Preceding unsigned comment added by Sosh (talk • contribs) 12:39, 16 July 2008 (UTC)
I think this article would benefit from more detailed information on the flavours of mbanking solutions on the market at the moment (ie. SMS, Browser based, Rich/Installed client). Does anyone agree? Sosh (talk) 12:59, 16 July 2008 (UTC)
Stet bank of India NANASAHEB GOVARDHAN KALE (talk) 16:32, 21 March 2017 (UTC)
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Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet. Unlike the related internet banking it uses software, usually called an app, provided by the financial institution for the purpose. Mobile banking is usually available on a 24-hour basis. Some financial institutions have restrictions on which accounts may be accessed through mobile banking, as well as a limit on the amount that can be transacted. Mobile banking is dependent on the availability of an internet or data connection to the mobile device. 2405:204:5687:6FF1:E7D8:C392:3EBD:9E62 (talk) 07:22, 14 May 2022 (UTC)
The information I want to add under Mobile Banking Security is given below:
Mobile banking is more secure than internet banking. Mobile banking can be conducted only from one specific device (smartphone or tablet) which has a SIM card, the phone number of which is already registered with the bank account unlike internet banking which can be conducted using any number of devices connected to the internet such as smartphone, tablet, laptop, desktop computer. In case of internet banking, a hacker needs to steal the credentials (username and password) which is possible by remotely installing a keystroke logging software in the victim's device, whereas in case of mobile banking, either the fraudster needs to steal the mobile device which has a SIM card, the phone number of which is already registered with the bank account or steal the phone number using SIM card swapping. If the victim's mobile device is stolen then he would realize it or if his phone number is stolen using SIM card swapping then he would not get any signal on his mobile device and he would realize that something is wrong. But if a victim's internet banking credentials (username and password) are stolen then by the time he would realize it, the hacker would have already hacked into his bank account.
Banks could make mobile banking even more secure if they can utilize the fingerprint scanner present on mobile devices or utilize the front-facing camera on mobile devices for facial recognition along with an alphanumeric password to verify the identity of a customer. Thus by incorporating multi-factor authentication, (A) the mobile device (what I have), (B) fingerprint scan or facial recognition (who I am) and (C) alphanumeric password (what I know), banks could make mobile banking even more secure.
The paragraphs I want to add in the article 'Mobile Banking' under the section 'Security' have hyperlinks to several Wikipedia articles. Terms such as 'Keystroke Logging', 'SIM Card Swapping', 'Fingerprint Scanner', 'Front-Facing Camera', 'Facial Recognition', 'Alphanumeric Password', 'Multi-Factor Authentication' are all linked to other Wikipedia articles. These Wikipedia articles which I have referred to are already present and prove that the information I wanted to share with others is true. It is unfortunate that banks don't employ Multi-Factor Authentication in mobile devices the way I want them to, so through this article I want to put this idea in other peoples mind. The comparison I made between Mobile Banking and Internet Banking is true. There may not be any articles present at this time which have explained the comparison between Mobile Banking and Internet Banking as vividly as I did. But that doesn't prove that what I wrote is wrong. If anyone feels that my logic/reasoning or the information I wanted to convey is wrong then please question me. 103.99.158.250 (talk) 09:33, 17 October 2022 (UTC)